| Feature | Hargreaves Lansdown | Raisin UK | Flagstone | | :--- | :--- | :--- | :--- | | | Excellent | Good | Complex (Aimed at Pros) | | Interest Rates | Highly Competitive | Competitive | Competitive | | Withdrawal Speed | Same Day (Up to 4 hrs) | Varies (Can be slow) | Varies | | Minimum Deposit | £1 | Usually £1,000+ | Usually £10,000+ | | Best For | Existing HL Clients & Beginners | General Savers | Professional Landlords/High Net Worth |