Financial Shield Options - Brighthouse

: If the market drops 15% and you have Shield 10, your account value would only decrease by 5%.

Another interpretation of "Shield Options" refers to the optional income riders that protect your lifestyle. These usually come at an additional annual cost deducted from the account value. brighthouse financial shield options

This guide provides an in-depth exploration of how Shield Options work, their key features, the trade-offs involved, and who they are best suited for. : If the market drops 15% and you

The cap rate is the maximum percentage of index gain that you will receive. It is declared at the start of the term. For example, if the index goes up 18% over the term and your cap is 12%, you will receive exactly 12%. If the index goes up only 8% and your cap is 12%, you receive the full 8%. This guide provides an in-depth exploration of how