ICICI Home Loans has an overall rating of 4.2/5 on various review platforms, based on over 10,000 reviews. Many customers have praised the bank's competitive interest rates, quick disbursement, and low EMI options. However, some customers have expressed concerns about documentation, customer service, and interest rate hikes.
In 1999, before ICICI Bank had fully merged with the parent institution, the group identified a massive gap in the Indian market: home ownership. At the time, the market was dominated by HDFC, and interest rates were relatively high. The average Indian middle class found it difficult to access housing finance. icici home loans
To capture this market, was incorporated on May 28, 1999. It was a wholly-owned subsidiary of ICICI Ltd. ICICI Home Loans has an overall rating of 4