As of 2024-2025, ICICI Bank offers home loans starting from , depending on the borrower’s credit profile and loan amount. Key determinants include:

Note: Rates vary based on loan amount, employment type, and credit profile. Always verify the latest figures on the ICICI Bank official website .

Interest rates are a primary factor in determining your long-term repayment burden. ICICI Bank generally links its floating rates to the Repo Rate, meaning they can fluctuate based on central bank policies. Customer Category Standard Interest Rate (p.a.) 8.50% – 9.65% Self-Employed Applicants 8.50% – 9.80% Special Rates (Credit Score 800+) Starting from 8.50%

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ICICI Bank maintains a clear but customer-friendly eligibility framework:

: Concessional interest rates (starting around 8.10% p.a. ) are available for female applicants .

The interest rates are linked to the RBI repo rate and are subject to periodic resets . Loan Category Salaried (p.a.) Self-Employed (p.a.) 8.50% – 9.65% 8.50% – 9.80% Special Rates (CIBIL 800+) Starts from 8.50% Starts from 8.50% Fixed Rate Options 8.90% – 11.20% 8.90% – 11.20% Eligibility Criteria Apply for Home Loan Online in India - ICICI Bank