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| Scenario | System Behavior | |----------|------------------| | Insufficient balance | Error toast: "Insufficient funds. Please retry with lower amount or another account." | | Payee name >100 chars | Truncate with warning; user must shorten. | | Courier service unavailable for pincode | Disable courier option, force branch pickup. | | Technical failure after debit | Rollback with reversal credit within 4 hours; auto-generated complaint ticket. | | Duplicate request within 5 mins | Alert: "A similar request is already in process (Ref: XXX)." | icici bank demand draft form online

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