Union Bank Neft Charges ❲2025-2027❳

Union Bank of India generally offers for most savings accounts. However, charges apply for branch-based (offline) NEFT and for certain types of accounts.

Union Bank of India (UBI) NEFT charges for depend on the mode of transfer (online vs. offline) and the transaction amount. As of April 2026, online NEFT transfers via internet or mobile banking are free of charge for individual savings account holders. NEFT Charges for Branch Transactions (Offline)

If you bank with Union Bank, download their mobile app immediately. The difference in NEFT charges between the branch and the app is the cost of convenience, and the savings are substantial over time. union bank neft charges

: There are no charges for NEFT transfers done through Union Bank Net Banking or the Vyom (U-Mobile) app for savings account holders.

For transactions initiated at a bank branch, the following charges apply (exclusive of GST at 18%): Transaction Amount Service Charge (Base) Up to ₹10,000 Above ₹10,000 to ₹1 Lakh ₹4.75 Above ₹1 Lakh to ₹2 Lakhs ₹14.75 Above ₹2 Lakhs ₹24.75 Key Policy Details Union Bank of India generally offers for most

I transferred ₹25,000 via Union Bank mobile app. Will I be charged? A: No. Online NEFT is free for all amounts. Zero deduction.

Goods and Services Tax (GST) of 18% is typically added to the base service charge for offline transactions. For example, a ₹2.25 fee effectively becomes approximately ₹2.66 after taxes. Key Features of Union Bank NEFT offline) and the transaction amount

Additionally, while NEFT is now 24x7, customers should be aware that settlement times can vary. While the charges for digital transfers are low, the value proposition drops slightly if there is a system outage—a common grievance with public sector bank servers during peak hours.